Zywave AI - Out Now. Take a look HERE.

TurboRater: Comparative
Insurance Rater

Quote multiple personal lines and carriers quickly and accurately with TurboRater,
rated #1 for ease of use.
  • Deliver a better customer experience: Help customers quickly find the right coverage at the right price.
  • Quote more business: Instantly access rates and coverage from multiple carriers so you can find the right options for your customers
  • Improve accuracy: Compare carrier options in one place while minimizing rekeying and risk of errors.
WHY IT MATTERS

Gain a Performance Multiplier with TurboRater

Streamline personal line quoting to improve productivity and responsiveness.
33%
Time Savings in Quoting
16×
More Leads with
Embedded Quoting
+200
Carrier Connections
What You’ll Unlock With

Zywave’s Comparative Insurance Rater

Use a single, consistent workflow that brings multiple carriers together, helping your team work more efficiently and deliver better coverage options for every customer.
Zywave TurboRater insurance quoting platform displayed on desktop monitor and tablet in modern office
Increase Revenue
Shorten quote turnaround time so producers and customer service representatives can focus on closing deals and retaining clients.
Improve Efficiency
Handle a wider range of personal line risks while keeping quote-generation workflows simple, consistent, and easy to manage.
Save Time
Reduce time on quoting by automating workflows, using single-entry forms, and eliminating duplicate data entry across carriers.
Extensive Reporting
Improve visibility into quoting performance with reports that show results by producer, location, and carrier so you know what’s working and where to adjust.

TurboRater Across Quoting Channels

TurboRater for Websites
Empower clients and prospects to compare their current policies against hundreds of national carriers directly on your site, building trust and loyalty.
TurboRater for Credit Unions
Bring insurance into the loan experience by embedding TurboRater quoting directly into the application so members can compare coverage in real time as they finance a home or vehicle.
Agency Management Systems
Connect TurboRater with your agency management system to bring quote data directly into your workflows, reducing manual entry and limiting the risk of errors.

TurboRater Features

Everything You Need for Personal Line Quoting

Combine carrier access, underwriting feedback, and reporting in one streamlined quoting experience for maximum productivity and results.
  • Quote coverage using a single-entry workflow.
  • Get real-time rates supported by underwriting rules.
  • Identify ineligible risks and indicate when prior approval is required.
  • Track quoting performance with detailed reports.
  • Show closing ratios by producer or location and carrier usage trends.
Zywave TurboRater single screen insurance quoting software displayed on laptop in office setting
Zywave TurboRater insurance rating software displayed on tablet device comparing multiple carrier quotes
TurboRater Features

Gain Visibility and Control Across Your Quoting Activity

Go beyond quoting to understand performance, patterns, and outcomes, so you can manage personal line production with greater clarity and confidence.

Understand how quoting activity translates into results, so you know what’s working and where you need adjustments.

See the most quoted carriers and policy types to understand market demand and placement patterns and optimize your mix.

Use reporting to improve staffing and processes, helping teams stay aligned and productive as volume and complexity increase.

Get a Closer Look
at TurboRater -
No Strings Attached

Request a demo to see how TurboRater works within real agency workflows and personal line quoting scenarios.

Get a Demo

TurboRater Case Studies

Discover how agencies put TurboRater to work across their teams.
$100M
Premiums Issued
Digital Quoting / Personal Lines

"24,000 policies written in one year through our Zywave-powered online quoting experience."

50+
States Quoted
Benefits Quoting & Efficiency

“We can run and send quotes the same day - small group quotes under 50 take less than an hour - and we’ve been genuinely impressed with how much smoother and faster our quoting process is"

100%
More Efficient Renewals
Brokerage Efficiency

"The system is very intuitive, and there isn’t a lot of training required - even for admin users."

NEED
ROI in 6 months
Personal Lines

"Within six months we had the volume to pay for the API. It pays for itself quickly."

NEED
Industry-Specific Prospecting
Content Cloud & miEdge

"The fact that you can drill in to learn different types of businesses or categories or class codes - and dig deep on specific topics - is valuable to me as a client advisor."

The Two-Way Integration That Completes Your Personal Lines Workflow

TurboRater already provides quoting efficiency with access to 200+ carriers. Now add comprehensive agency management that handles everything after the quote without the manual data entry. Once a policy is bound in TurboRater, client information, coverage details, and premium data automatically transfer to Partner Platform, giving agency owners complete visibility into operations while CSRs and producers focus on revenue-generating activities instead of re-typing data.

Manage accounting, customer communications, renewals, and the full clientlifecycle in one place. The two-way integration transforms your powerful comparative rating tool into a complete business solution, converting prospects to clients instantly when policies bind and streamlining operations from quote to renewal.

TurboRater FAQ

Common questions about our insurance technology platform

TurboRater is a personal line comparative quoting platform that helps agencies quote multiple carriers in one place.

TurboRater is built for agents and distribution partners selling personal lines of insurance. It’s also used by organizations like credit unions through embedded and API-based quoting experiences.

TurboRater supports a wide range of personal lines, including auto, homeowners, condominium, renters, dwelling fire, and motorcycle policies, with access to accurate, carrier-approved rates.

TurboRater uses single-entry quoting, real-time carrier connections, and built-in underwriting rules. This reduces repetitive data entry and helps ensure quotes meet carrier requirements.

TurboRater connects to 200+ personal line carriers, allowing agencies to compare options without switching websites or systems.

Yes. TurboRater integrates with many leading agency management systems, so your data flows directly into your existing workflows.

Yes. You can embed TurboRater into your agency website and digital experiences, allowing customers to shop, compare, and start quotes online while keeping agents involved in the process.

Insights That Keep You Competitive

Receive practical tips, product updates, and expert perspectives straight to your inbox
 
© 2026 Zywave All Rights Reserved