0+
of the top 100 U.S. brokers use Zywave
Trusted by leading brokerages
Zywave Agentic AI
Most Insurance AI platforms assist workflows. Zywave's AI executes them.
The execution layer for insurance: embedded across your workflows to turn insight into action - automatically.
15,000+ companies, including all top 100 U.S. insurance firms use Zywave
Early Adopter Results & Industry Insights you can rely on
0%
3-Year ROI from Zywave investment
Forrester, 2022
0%
of producer time spent on admin, not customers
MarshBerry 2026
0%
of agencies want to grow without adding headcount
MarshBerry 2026
0%
of agencies not yet using AI workflow automation
MarshBerry 2026
WHY NOW
The insurance distribution model is being rewritten.
Producers, account managers, and underwriters are buried in low-value administrative work while quote turnaround, submission quality, and renewal retention all suffer.
The premium market grows at 7% a year. The workforce grows at under 2%. Nearly one in two new producers fails to validate within 24 months.
Agent-to-agent commerce is emerging as the next protocol layer of B2B software. Whoever owns the producer and advisor agentic surface will own the next decade of insurance distribution.
Zywave has spent 30 years building the data, carrier connections, and workflow depth to be that layer. Not repurposed for insurance. Built for it.
WHY ZYWAVE AI IS DIFFERENT
The only AI agents built on
30 years of insurance intelligence.
Any vendor can bring language models to insurance and call it a solution. Zywave brings something different: 4M+ commercial insurance records, loss analytics at scale, and three decades of rating expertise all activated by AI agents that act, not just advise. Our Producer agents don't approximate expertise. They run on it 24/7, so your producers can focus on what matters most— their clients.
LIVE
Prospect Identification Agent
Your ideal prospects, surfaced from 4M+ insurance company records. AI analyzes your book of business to build Ideal Customer Profiles — then matches them against the industry's deepest commercial insurance database.
Learn More »
LIVE
Lead Sourcing & Scoring Agent
Matches your ICPs against the industry's deepest commercial insurance database to surface real, verified contacts, then scores each one based on buying intent signals like upcoming renewals, recent broker changes, and hiring activity.
Learn More »
LIVE
Research & Enrichment Agent
A Research Brief is automatically generated for every prospect — every lead enriched with loss history, OSHA data, and risk benchmarks before you reach out.
Learn More »
LIVE
Outreach & Optimization Agent
Every subject line and message references real details: this company's OSHA violations, their upcoming renewal window, their recent broker change. No templates. No generic openers.
Learn More »
LIVE
Analytics & Intelligence Layer
Your ideal prospects, surfaced from 4M+ insurance company records. AI analyzes your book of business to build Ideal Customer Profiles — then matches them against the industry's deepest commercial insurance database.
Learn More »
FEATURED SOFTWARE
See our Agents in Action
The AI Producer Agent connects Zywave's marketing automation, miEdge data, Loss Insight, AMS integrations, and proprietary content into a single agentic interface that executes tasks across systems - so producers don't have to.
Prospect Identification Agent
Your ideal prospects, surfaced from 4M+ insurance company records.
AI analyzes your book of business to build Ideal Customer Profiles — then matches them against the industry's deepest commercial insurance database. Broker-switching signals, renewal windows, firmographic fit. Not a search. A signal.
What it does:
- Scans your book of business and finds common patterns across your best accounts
- Builds AI-recommended ICPs based on industries, employee count, revenue range, and NAICS codes
- Lets you create your own ICPs via a structured form or conversational guide
- Segments contacts into targeted groups of 250 or fewer, organized around buying signals like upcoming renewals and recent broker changes
Lead Sourcing & Scoring Agent
Lead Sourcing & Scoring Agent
Matches your ICPs against the industry's deepest commercial insurance database — 4M+ company records — to surface real, verified contacts, then scores each one based on buying intent signals like upcoming renewals, recent broker changes, and hiring activity.
What it does:
- Pulls verified contacts from 4M+ commercial insurance records that match your ICP criteria
- Scores each contact HIGH, MED, or LOW based on renewal timing, broker changes, and growth signals
- Surfaces the most time-sensitive opportunities at the top of your list
- Lets you review, filter, and confirm your prospect list before moving to research
- Passes a clean, prioritized contact list directly to the Research & Enrichment Agent
Research & Enrichment Agent
Every lead enriched with loss history, OSHA data, and risk benchmarks before you reach out.
A Research Brief is automatically generated for every prospect — covering broker change history, compliance exposure, OSHA violation data, coverage gaps, and recent business events. Your producer arrives as an advisor, not a cold caller.
What it does:
- Combines commercial insurance data with AI-driven internet research for each company
- Surfaces OSHA violation history, loss trends, renewal windows, and broker change signals
- Identifies coverage gaps and risk exposure context specific to each prospect
- Compiles findings into a branded, downloadable Commercial Lines Research Brief
Outreach & Optimization Agent
Personalized sequences built on each prospect's actual risk exposure — not their industry category.
Every subject line and message references real details: this company's OSHA violations, their upcoming renewal window, their recent broker change. No templates. No generic openers.
What it does:
- Writes a fully personalized, multi-email sequence for every contact using their Research Brief
- References real details from research: OSHA history, broker changes, renewal timelines, growth signals
- Every email is fully editable before it goes out — adjust tone, add a personal note, or change the CTA
- Client protection built in: sequences never send to contacts marked as clients
Analytics & Intelligence Layer
See What's Working. Know Who's Warming Up.
The Sequence Analytics dashboard tracks opens, clicks, bounces, and engagement signals across every active campaign. AI-generated recommendations surface adjustments to improve future performance. Your pipeline is visible — across every producer, every sequence, every prospect stage — in one place.
What it does:
- Tracks opens, clicks, bounces, and engagement trends across all active sequences
- AI-generated recommendations surface what to adjust to improve future performance
- Gives managers full visibility into every producer's pipeline activity
- When producers leave, their pipeline stays — sequences and history remain with the agency
- Powered by Marketing Automation and the AI Recommendations Engine
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What Zywave AI looks like
on a Monday morning.
Your producers walk in with qualified meetings already set — sourced, researched, and outreached by Agentic AI that ran through the weekend. They spend their day building relationships and advising clients on risk. Not searching for leads.
Step 1 — Identify
Prospect Identification Agent
Your best-fit prospects, surfaced from 4M+ commercial insurance records.
Northern VA IT Consultancies
Southeast Manufacturing
Healthcare Mid-Market
Build Prospect List →
View Segments
Step 2 — Score
Lead Sourcing & Scoring Agent
Every contact ranked by buying intent — renewals, broker changes, growth signals.
Review Contacts
246 contacts
HIGH
Innovatech Solutions
HR Manager
HIGH
Nexus IT Group
Dir. of Benefits
MED
Datasphere Consulting
Comp. Analyst
LOW
Synergy IT Partners
HR Relations Mgr
View Results
Step 3 — Research
Research & Enrichment Agent
Loss history, OSHA data, and coverage gaps — compiled before your producer picks up the phone.
Commercial Lines Research Brief
ZYWAVE
Innovatech Solutions · 11/24/2025
12
OSHA recordable incidents · Rate 2.4× industry avg · Exp. mod: 1.18
Risk & Coverage Gaps
No Umbrella policy detected
Cyber coverage — unverified
Broker & Renewal Signals
Broker changed 90 days ago
Renewal window: 60 days out
View Results
Step 4 — Outreach
Outreach & Optimization Agent
Personalized sequences built on each prospect's actual risk exposure — not their industry category.
Initial Email
Follow-up 1
Follow-up 2
Sub
Innovatech had 12 OSHA recordable incidents last year
Hi Alice,
Companies with a similar OSHA incident rate have reduced their experience mod by 18% after switching brokers. With your renewal 60 days out, now is the right time for a fresh look at your program.
Launch Sequence →
View Results
Step 5 — Optimize
Analytics & Intelligence Layer
See what's working. Know who's warming up. Your pipeline, always visible.
Sequence Analytics
LIVE
Open Rate
38%
+12% vs. prior qtr
Warming Up
31
Clicked, no reply
Sequence
Open
Click
Signal
IT Consult.
44%
18%
Hot
Healthcare
37%
12%
Active
Retail Mid
29%
7%
Paused
✨ AI Rec
6 contacts clicked but didn't reply — consider a targeted follow-up.
View Analytics
Zywave’s AI Advisor Agents.
Coming Soon.
Our advisor agents analyze your clients' exposures, surface coverage gaps, and recommend the right protection. Powered by millions of data points across loss history, benchmarking, and market trends so your advisors walk into every renewal with the full picture.
Frequently Asked Questions
Answers to Common Questions
Zywave gives underwriting teams faster access to real-world loss data and insights, so they can price more accurately and make smarter risk calls.
Absolutely. Zywave’s open API plugs directly into your current platforms, from core systems and distribution platforms to rating engines and thired-party tools, so there’s no need to rip and replace.
Most insurers are up and running in 4–6 weeks, supported by a dedicated team that makes sure your rollout hits the mark.
You’ll have a support team by your side from day one, including onboarding help, training, and access to our product and industry specialists whenever you need them.
Most AI in insurance summarizes or suggests. Zywave AI completes workflows end-to-end — from identifying prospects to generating outreach to surfacing next best actions — without requiring manual steps between systems.
Zywave AI is trained on proprietary insurance datasets including millions of businesses, households, and policy-level insights — enabling more accurate recommendations, targeting, and automation than generic AI tools.
Zywave AI is embedded across your existing workflows — connecting data, automation, and execution across quoting, servicing, renewals, and prospecting — not operating as a standalone tool.
General AI tools generate content. Zywave AI executes insurance-specific workflows using structured data, proprietary insights, and embedded automation across your tech stack.
Zywave AI identifies ideal prospects, enriches them with risk and market data, and generates personalized outreach tied to real business signals like renewals, risk exposure, and broker changes.
Zywave AI proactively identifies at-risk accounts, surfaces coverage gaps, and recommends next best actions — enabling teams to intervene earlier and retain more business.
Zywave AI automates policy review, eligibility checks, and client responses — eliminating repetitive tasks and reducing turnaround time across servicing workflows.
Zywave reduces manual effort, minimizes errors, and improves efficiency across servicing and operations teams by automating core workflows like quoting, policy updates, renewals, and data exchange.
With Zywave insurance distribution management software, you get rates and content directly embedded into your broker workflows, making your products easier to quote, distribute, and adopt.
By combining market intelligence, lifecycle analytics, and real-time performance data, Zywave enables insurers to identify shifts in demand, pricing pressure, and distribution behavior early—so adjustments can be made proactively rather than reactively.
Customers use Zywave AI to reduce manual work, accelerate response times, improve targeting accuracy, and increase pipeline and retention — without adding headcount.
By automating repetitive workflows and surfacing next best actions, Zywave AI allows producers, service teams, and underwriters to focus on higher-value work — driving more output without increasing effort.
Zywave AI aggregates risk signals, loss history, and external data to provide a clearer, faster view of exposure — helping underwriters make better decisions with less manual research.
Zywave AI is grounded in structured insurance data, not just generative outputs — ensuring results are explainable, auditable, and tied to real underlying data.
Zywave AI is designed to execute repetitive and data-heavy tasks — allowing teams to focus on decision-making, relationships, and strategy.
Zywave AI operates within defined workflows, data structures, and permissions — ensuring outputs are consistent, secure, and aligned with business rules.
Agentic AI refers to AI that can take action — not just provide insight. Zywave AI agents execute workflows across prospecting, servicing, quoting, and renewals — turning intelligence into outcomes automatically.
Zywave combines proprietary data, embedded workflows, and execution-layer AI — creating a platform that doesn’t just analyze insurance operations, but actively runs them.