ModMaster: Insurance Claims & Loss Analytics Platform
Powerful and insightful workers’ compensation analysis at your fingertips. Equip your teams with workers’ compensation analysis to support more efficient client conversations and better cost decisions.
Why It Matters
Reduce Workers’ Compensation Costs Through Clear Mod Analysis
Use consistent, easy-to-understand analysis that explains how losses, controls, and timing affect mod performance.
3x
faster mod analysis
50%
less time on mod reports
100%
consistent mod explanations
The Mod Analysis Advantage
Gain a Performance Multiplier with ModMaster
Standardize workers’ compensation analysis by evaluating mod components, premium impact, and controllable loss drivers.
Workers’ Compensation Expertise & Enhanced Negotiation
Boost your workers’ compensation expertise to optimize coverage placement and support every conversation with clear, credible data.
Risk Management and Cost Control
Reduce future losses and control costs by showing the financial impact of claims and reinforcing the need for targeted safety initiatives.
Client Communication and Value Proposition
Turn confusing mod data into plain-English insights your clients actually understand so they trust your advice and see your value.
Streamline Your Performance
Win More Business & Deliver
Measurable Mod Value
Outperform the Competition
Position yourself as the mod expert by moving beyond price-driven selling and leading client conversations with credible insight.
Deliver Powerful Cost Savings
Identify key cost drivers and provide strategic guidance to improve mod performance, reduce premiums, and support long-term client retention.
Free Up Time for Strategy
Stop wasting hours on spreadsheets. Drag and drop your NCCI, NY, MI, MN, NC, WI, Pinnacle (CO), WCIRB (CA), NJ and PA worksheets, generating analytics and reports you can send to clients the same day.
Reliable Mod Analysis
Workers’ Compensation Analytics for Consistent Results
Use a standardized approach to evaluate mod components, premium impact, and loss drivers with confidence across accounts and reporting scenarios.
Key Features
ModMaster Analytics Cloud Capabilities
Support prospecting, analysis, and reporting with tools that simplify mod evaluation and provide client value.
Want a fast way to hook prospects? Quick Mod Analysis shows where they’re overspending and lets you explain how to fix it, right away.
Give your clients more than data. Suggest a path forward with return-to-work programs, safety articles, and employee communications that will drive their costs down.
Eliminate manual data entry by uploading National Council on Compensation Insurance (NCCI), NY, MI, MN, NC, WI, Pinnacle (CO), WCIRB (CA), NJ and PA worksheets and receiving instant analytics and client-ready reporting.
ModMaster Dashboards
Visualize Experience Modification Rate Drivers & Premium Impact
Use interactive dashboards to understand how loss activity, claim characteristics, and controllable factors influence workers’ compensation performance and costs.
Mod Performance Overview
Mod Performance Overview
View current and historical mod results to understand overall performance, trend direction, and changes over time.
Loss Drivers & Claim Characteristics
Loss Drivers & Claim Characteristics
Analyze claim frequency versus severity to identify which characteristics influence mod performance.
Savings Potential
Savings Potential
See which claims are dragging your clients down and show them how a few smart changes could lower their premium.
Case Studies & Customer Testimonials
ModMaster Customer Stories
Learn how ModMaster supports real-world mod analysis, reporting, and advisory workflows across commercial accounts.
$100M
Premiums Issued
Digital Quoting Personal Lines
"24,000 policies written in one year through our Zywave-powered online quoting experience."
50+
States Quoted
Benefits Quoting & Efficiency
“We can run and send quotes the same day - small group quotes under 50 take less than an hour - and we’ve been genuinely impressed with how much smoother and faster our quoting process is"
100%
More Efficient Renewals
Brokerage Efficiency
"The system is very intuitive, and there isn’t a lot of training required - even for admin users."
Personal Lines
"Within six months we had the volume to pay for the API. It pays for itself quickly."
Content Cloud & miEdge
"The fact that you can drill in to learn different types of businesses or categories or class codes - and dig deep on specific topics - is valuable to me as a client advisor."
Built To Work Together
Complement ModMaster with
Additional Analytics Tools
Connect mod analysis to results. Use Content Cloud's library of safety programs, return-to-work resources, and employee communications to address the loss drivers ModMaster identifies — and show clients a clear path to lowering their premium.
Commercial Analytics
Commercial Analytics
Uncover actionable insights through benchmarking and advanced analysis across industries and performance metrics.
Loss Insight
Loss Insight
Boost risk assessment with comprehensive, structured loss data that supports clearer analysis and better decisions
Decision Master Warehouse
Decision Master Warehouse + PlanAdvisor
Support growth and help clients manage rising healthcare costs through detailed claims data analysis.
Request a Demo
See ModMaster in Action. No Strings Attached.
Request a demo to see how ModMaster supports experience mod analysis, premium insight, and client-ready reporting.
Get a Demo
Frequently Asked Questions
Common Questions About ModMaster
ModMaster is a workers’ compensation analytics solution by Zywave, which analyzes and explains experience modification rates.
ModMaster can be useful to insurance brokers and agencies who support employers with workers’ compensation placement, renewals, and loss control strategies. It is especially valuable for teams that want to strengthen mod conversations and demonstrate advisory value.
ModMaster analyzes the experience mod, minimum mod, and controllable mod, helping teams understand how each component affects premium and where they can improve their work.
ModMaster includes Quick Mod Analysis, which allows users to estimate savings potential in minutes. This creates a strong prospecting hook and helps educate buyers on how mod performance affects workers’ compensation costs.
Using ModMaster, you can reduce reliance on spreadsheets as it provides structured calculations, quick imports, and standardized reporting. Switching to digital tools minimizes manual data entry and calculation errors.
You can upload NCCI, NY, MI, MN, NC, WI, Pinnacle (CO), WCIRB (CA), NJ and PA experience rating worksheets to quickly generate mod analysis and reports, speeding up insight delivery.
ModMaster connects losses to mod performance, helping identify controllable loss drivers. You can integrate it with Content Cloud resources, such as return-to-work programs and safety materials, to get more cost-saving recommendations.
Yes. ModMaster allows you to create branded, client-ready reports that you can use across prospecting, renewals, and ongoing advisory conversations.
You can use ModMaster with other Zywave analytics and content solutions to get broader loss insight, benchmarking, and educational resources.
ModMaster adoption is straightforward and fast. Your teams can begin producing mod analysis and client-ready reports almost immediately after implementation.
ModMaster applies structured calculations following industry-standard methodologies. This ensures accurate, defensible mod analysis across accounts and reporting scenarios.
ModMaster can be used by agencies of different sizes, supporting individual producers, service teams, and multi-office organizations with consistent workflows and reporting.
