How to Optimize Benefit Offerings with Carve-Out Coverage

Find out how to introduce carve-out coverage to optimize your clients’ benefit offerings. As primary health plan costs skyrocket, companies are looking for ways to cut costs to mitigate the impact on their budgets. For some, that means shifting more cost sharing onto their talent. But is there a better approach?

Carving out coverage using employer-sponsored supplemental health insurance plans can be a powerful way to tackle some of today’s most pressing workforce problems, including offsetting lower coverage and plan limitations, leveraging a tax-efficient* way to compensate and protecting key talent. That’s why companies need forward-thinking benefit advisers now more than ever.

In this event, discover how:

This type of coverage is possible with ACA.
It compares to what you already know (like voluntary plans and consumer accounts).
It enables employers to balance benefit costs with talent recruit/retention goals.
*This is not local, state or federal tax advice as each person and company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

ArmadaCare’s supplemental health insurance policies are underwritten by SiriusPoint America Insurance Company and Transamerica Life Insurance Company. Insurance plans and coverages vary by state.

About ArmadaCare

A leading insurance program manager, ArmadaCare brings uncommon supplemental health insurance solutions to brokers, partners and employers to help solve common business and workforce problems. ArmadaCare’s legacy is built on our executive medical reimbursement insurance plan, Ultimate Health. Today, ArmadaCare also offers additional targeted benefit solutions that employers can provide to specific employee classes to improve retention and reduce turnover risks. Learn more at


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